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Sun Life
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https://www.sunlife.com/us/en/
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Frequently Asked QuestionsLife and AD&D Benefits
Basic Group Life and Accidental Death and Dismemberment (AD&D) coverage is a 100% employer-paid benefit, provided at no cost to you. The basic life benefit will be paid to your beneficiaries in the event of your death. The AD&D benefit will be paid in the event of an injury resulting from a covered accident. Contact Human Resources to update your beneficiary information is needed.
Benefits |
Class 1 |
Class 2 |
Class 3 |
Class 4 |
|---|---|---|---|---|
Employee |
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Life Benefit Amount |
Flat $100,000 |
Flat $50,000 |
Flat $25,000 |
Flat $10,000 |
Maximum Benefit |
$100,000 |
$50,000 |
$25,000 |
$10,000 |
AD&D Benefit |
Flat $100,000 |
Flat $50,000 |
Flat $25,000 |
Flat $10,000 |
Maximum Benefit |
$100,000 |
$50,000 |
$25,000 |
$10,000 |
Spouse |
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Benefit Amount |
$5,000 |
$5,000 |
$5,000 |
$5,000 |
Child |
||||
Benefit Amount |
$2,000 |
$2,000 |
$2,000 |
$2,000 |
Benefit Begins |
Birth |
Birth |
Birth |
Birth |
Child Eligibility |
To age 26 |
To age 26 |
To age 26 |
To age 26 |
When your needs call for more than Basic Life and AD&D coverage, additional Voluntary Life and AD&D coverage is available for purchase for you, your spouse and your dependent children. Coverage purchased through this plan is offered at a group discounted rate with guaranteed issue amounts. Employees must elect coverage in order to purchase spouse or child coverage.
Employee |
Voluntary Life |
Voluntary AD&D |
|---|---|---|
Benefit Maximum |
Increments of $10,000 up to $500,000 |
Increments of $10,000 up to $500,000 |
Waiting Period |
30 days of employment |
Employee must elect Voluntary Life |
Guaranteed Issue |
$150,000 |
Voluntary Life and AD&D |
|
|---|---|
Spouse |
|
Benefit Maximum |
Increments of $5,000 up to $250,000 not to exceed 50% of Employee coverage |
Guaranteed Issue |
$30,000 |
Child(ren) |
|
Benefit Maximum |
Increments of $1,000 up to $10,000 not to exceed 50% of Employee coverage |
Guaranteed Issue |
Up to the maximum benefit |
Child Benefit Begins/Eligibility |
Unmarried dependent children from birth to age 26 |
Provided By
Sun Life
Provider Website
https://www.sunlife.com/us/en/
Customer Service
Resources
Frequently Asked Questions